Money & Exchange

1. ¿Dónde hay un cajero automático?

   Where is there an ATM?

   Usage

   Used to find an ATM when you need cash

   Grammar Note

   "Cajero automático" is standard. Often abbreviated to "cajero". Be aware of fees ("comisión") on foreign cards

2. ¿Aceptan tarjeta de crédito?

   Do you accept credit cards?

   Usage

   Essential phrase to confirm payment methods before purchasing

   Grammar Note

   Also: "tarjeta de débito" (debit card), "efectivo" (cash). Spain is increasingly cashless, especially in cities

3. ¿Cuánto cuesta?

   How much does it cost?

   Usage

   The most basic phrase to ask for the price of any item or service

   Grammar Note

   Use "¿Cuánto cuestan?" for plural items. "¿Cuánto es?" also works to ask the total

4. ¿Puede darme el cambio?

   Can you give me my change?

   Usage

   Used after paying with cash to ask for your change back

   Grammar Note

   "Cambio" means both "change" and "exchange". Also: "¿Puede cambiarme este billete?" (Can you break this bill?)

5. ¿Dónde puedo cambiar dinero?

   Where can I exchange money?

   Usage

   Used to find a currency exchange location

   Grammar Note

   Spain uses the Euro (€). Exchange at "casas de cambio" or banks. Banks usually offer better rates than exchange kiosks

6. ¿Está incluido el servicio?

   Is the service charge included?

   Usage

   Used at restaurants to check if a service charge is already included

   Grammar Note

   In Spain, tipping ("propina") is optional, not mandatory. Leaving a few euros when satisfied is common

7. ¿Me puede dar una factura?

   Can you give me a receipt?

   Usage

   Used to request a receipt for expense claims or tax refund purposes

   Grammar Note

   "Factura" is an official invoice. Simple receipts are "recibo" or "ticket". Non-EU visitors can claim VAT refunds

8. ¿Puedo pagar en cuotas?

   Can I pay in installments?

   Usage

   Used for larger purchases to ask if installment payment is possible

   Grammar Note

   "Cuotas" means installments. "A plazos" is a synonym. Installment credit cards are common in Spain

9. ¿Tienen precios especiales para grupos?

   Do you have special prices for groups?

   Usage

   Used at attractions or transport to ask about group pricing

   Grammar Note

   Alternatives: "descuento para grupos" or "entrada grupal". Stating exact group size helps in negotiations

10. Me han cobrado de más

    I've been overcharged

    Usage

    Used to point out and dispute an overcharge on your bill

    Grammar Note

    "Cobrar" means to charge. A politer version: "Creo que hay un error en la cuenta" (I think there's an error in the bill)

11. Un depósito

    Deposit

    Usage

    A refundable deposit paid at check-in for hotels or rentals

12. Un reembolso

    Refund

    Usage

    Used when asking for money to be returned

13. Una fianza

    Security deposit

    Usage

    A more formal security deposit, used for rentals or leases

14. Un anticipo

    Prepayment

    Usage

    Used to indicate money paid in advance, e.g. at booking

15. Un cargo adicional

    Extra charge

    Usage

    Used to indicate an additional charge added later

16. Una tarifa de servicio

    Service fee

    Usage

    Used to indicate a fee charged for a service or procedure

17. En efectivo

    In cash

    Usage

    Shows how you want to pay without speaking; pair it with the card option

18. Con tarjeta

    By card

    Usage

    Covers both credit and debit; also works for asking whether cards are accepted

19. Pagamos por separado

    We are paying separately

    Usage

    For splitting the bill; Spain also says "a escote" and Latin America "a medias"

20. Todo junto

    All together

    Usage

    Show it at the register when one person pays for everyone

21. El cambio

    The change

    Usage

    The change owed after paying; Spain also says "la vuelta" and Latin America "el vuelto"

Browse all TravelPhrases languages